Copy of 5 QUESTIONS THAT COULD CHANGE HOW YOU THINK ABOUT MONEY — BEFORE IT'S TOO LATE

There’ve been several money headlines this month. One stood out to me: U.S. debt has topped $40 trillion. This isn’t just a government problem; it’s a household problem, and there’s nothing pretty about it.

It's serious enough that I found myself imagining a few scenarios that could realistically unfold over the next two years. This week, I'm sharing them with you to see if you share my concern.

1.      Imagine waking up tomorrow, and every bank app is frozen, ATMs are offline, debit cards are declined, and even payroll deposits have vanished from records. What would you do?

2.      If you logged in to check your retirement account and discovered that due to fraud, weapons of financial destruction, and delayed oversight, your 401 (k) retirement savings have been wiped out? How would you react?

3.      Suppose one day, a glitch in your banking system erases your savings and checking account balances during an automated update and your life savings are gone. Who would you call?

4.      What if, overnight, due to war or a financial collapse, the government decides to reduce your savings and investments to a fraction of what they were – all while you were sleeping?

5.      Imagine waking up tomorrow and learning that you have lost all your money and every source of income - how much would you be worth?

I hope none of these ever happen. But they could. If they do, I'll do what I've always done — what I learned from my ancestors: keep thinking prosperously, the way I did in 2005, when I got fed up with bureaucracy and walked away from my job after 16 years of service in public health.

I withdrew every dollar from my retirement plan and used it to self-publish my first book, small change, and to travel – a decision many would call unwise. Not me. I’ve always believed in living my dreams, not delaying them. I had a list of places I wanted to see, so I traveled with seniors' groups to each one, from the Grand Canyon to Niagara Falls. Every place I dreamed of going, I went. At the time, senior travel programs offered tour guides, great meals, and nice hotels at a fraction of what I would have paid if I traveled on my own.

In between time, I used my grant-writing skills to earn enough money to keep the bills paid. Then in 2013, I returned to the very state government position I’d left in 2005 – imagine that. I stayed until the pandemic forced me to retire officially in 2020, but not before buying back every dollar of the retirement plan I had cashed in on in 2025—another blessing.

So if worst comes to worst, I'll "be well" because I understand prosperity consciousness – it’s about a sense of "enoughness" and learning to rely on universal abundance to provide what I need when I need it.

So, where would you start should all your money disappear? Do you know where your dollars are – you can’t circulate what you can’t see. Are you saving for a rainy day? If you are, then get ready for a flood. Are you practicing Gratitude as a discipline and not just a feeling?  

Gratitude is what primes the pump and sends a signal to the universe that you’re both worthy and ready for more. And those signals get answered just as they did for me when I cashed in every dollar I had twenty years ago and earned it all back and more.

None of this guarantees the scenarios above won't happen. But if they do, the person circulating money will be better prepared than one who leaves their money in the coffers of a broke economy with little oversight or accountability.

This is not financial advice, simply my story and my mindset.

Think prosperously; Be Well!

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